Directory of State ABLE Account Programs

The Achieving a Better Life Experience (ABLE) Act allows people with disabilities who became disabled before they turned 26 to set aside up to $15,000 a year in tax-free savings accounts without affecting their eligibility for government benefits like Medicaid and...

What to Look for in a Pre-Paid Funeral Plan

Prepaying for your funeral is one way to ease the burden on your family following your death and make sure your wishes are carried out. But pre-paid funeral plans come with risks, so you need to exercise care when purchasing a plan. Funerals are expensive and can take...

Most Are Taking Social Security at the Wrong Time

A new report finds that almost no retirees are making financially optimal decisions about when to take Social Security and are losing out on more than $100,000 per household in the process. The average Social Security recipient would receive 9 percent more income in...

Funding a Special Needs Trust with Life Insurance: The Basics

Written and Submitted to the Academy of Special Needs Planners By: Lelia Wardwell Mander Among the many challenges for families is making sure there will always be enough money to provide lifetime care for their special needs children. The costs are daunting:...