Special Needs Trusts and College Financial Aid: FAFSA Rules

Of all the stress-inducing steps in the college application process, the financial aid application may be the most confusing. Although schools tout how easy it is to apply for financial aid, anyone who has filled out a Free Application for Federal Student Aid (FAFSA)...

Who Are the Key Players in Special Needs Planning?

A quarter of households in the United States include at least one family member with a disability. These families grapple with complex legal and financial issues. What will happen to the individual with a disability when caregivers pass away? How can families save...

Nancy Guthrie’s Disappearance: Keeping Older Adults Safe

The recent disappearance of Nancy Guthrie from her home in Catalina Foothills, Arizona, has highlighted the difficult balancing act many families face: older adults’ strong desire to remain in their own homes and their adult children’s equally strong desire to keep...

Probate: Not Always the Villain in the Story

If you’ve spent any time researching estate planning, you’ve probably heard one consistent message: “Avoid probate.” And yes – thoughtful estate planning can often help families minimize or avoid probate through tools like trusts, beneficiary designations, and...