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The Centers for Medicare and Medicaid Services (CMS) has released its Spousal Impoverishment Standards for 2021, confirming the earlier projections of Pennsylvania ElderLawAnswers member Robert Clofine, who based his estimates on the consumer price index for urban consumers for September.

The official spousal impoverishment allowances for 2021 are as follows (we include Medicaid’s home equity limits, which Clofine did not project):

Minimum Community Spouse Resource Allowance: $26,076

Maximum Community Spouse Resource Allowance: $130,380

Maximum Monthly Maintenance Needs Allowance: $3,259.50

The minimum monthly maintenance needs allowance for the lower 48 states remains $2,155 ($2,693.75 for Alaska and $2,478.75 for Hawaii) until July 1, 2021.

Income Cap (in applicable states): $2,382

Home Equity Limits:

Minimum: $603,000

Maximum: $906,000

For CMS’s complete chart of the 2021 SSI and Spousal Impoverishment Standards, click here.