With careful Medicaid planning, you may be able to preserve some of your estate for your children or other heirs while meeting Medicaid's low asset limit. The problem with transferring assets is that you have given them away. You no longer control them, and even a...

The over-65 crowd is growing dramatically. Millions of Baby Boomers are transitioning into older adulthood and are living longer than previous generations. According to recent U.S. Census Bureau data, the U.S. population over the age of 65 is expected to balloon from...

For millions of seniors nationwide, Medicaid provides a safety net for people who find themselves requiring long-term care. Most Americans aged 65 and older – roughly 70 percent – will need these kinds of services in their later years, according to research....

Deciding to move a spouse into a nursing home is a significant and often emotional decision, but taking the right steps can make the process smoother for both of you. Here’s a general guide to help you navigate through this transition: Assess Your Spouse’s Needs...

End-of-year is a good time to reflect on where you’ve been, where you are now, and on what lies ahead. One’s estate plan is, often, reflective of each of these states of life. If you have already completed your estate plan, this checklist provides items for review. If...

If you are planning to be a parent or are thinking of having more children, the scenario of having a child with a disability has probably crossed your mind. Disabilities can form before birth or after birth as a result of accidents or illnesses. According to the U.S....

In a new fiscal year 2025 budget, policymakers call for raising the Social Security retirement age. The proposal is the latest to target the largest program in the federal budget — and the largest income source for many retirees. It comes as the Social Security...

The Social Security Administration (SSA) has officially released its annual cost-of-living adjustment (COLA) figures for 2025. These newly issued numbers will have an impact on monthly Social Security benefits payouts for retirees, as well as recipients of Social...

Yes, you can create a will on your own, often referred to as a "holographic will" or a DIY will. Creating a will on your own can be convenient, but it comes with several potential risks and problems. Legal Validity: If your will doesn’t meet your state’s legal...

More older adults are choosing to live in their homes as they age rather than move into nursing homes. This trend has both positive and negative effects. Remaining in the familiar setting of one’s home can foster a sense of comfort, safety, and independence. Despite...

The over-65 crowd is growing dramatically. Millions of Baby Boomers are transitioning into older adulthood and are living longer than previous generations. According to recent U.S. Census Bureau data, the U.S. population over the age of 65 is expected to balloon from...

Medicare open enrollment is on the horizon. Now is the time to start thinking about any changes you may want to make to your Medicare coverage. Thanks to the Inflation Reduction Act, some significant changes have come along for Medicare and more will take effect in...

Seniors who need assistance with everyday activities such as dressing, bathing, and eating are eligible for Medicaid Long-Term Services and Supports (LTSS). Unfortunately, hundreds of thousands of people who qualify for these services – but wish to receive them in...

Elder law is a specialized area of legal practice that focuses on issues affecting the elderly, those with a disability, and their families. This field encompasses a wide range of practice areas, including: Estate Planning and Administration: Creating wills, trusts,...

Medicaid is the single largest health care provider in the United States, covering more than 75 million individuals, including 7.2 million seniors. The program is also Americans’ primary source of long-term care coverage. Jointly financed by the federal government and...