Probate: Not Always the Villain in the Story

If you’ve spent any time researching estate planning, you’ve probably heard one consistent message: “Avoid probate.” And yes – thoughtful estate planning can often help families minimize or avoid probate through tools like trusts, beneficiary designations, and...

How to Prevent Long-Term Care Insurance Claim Denials

Long-term care insurance can provide necessary financial support when someone needs help with daily activities such as bathing, dressing, or eating, whether they live at home, in an assisted living facility, or in a nursing home. However, when the time comes to use...

Potential Changes to SSDI Benefits May Affect Older Adults

Though many Americans have adequate retirement savings, many others plan to work longer – or feel they cannot stop working – simply to afford retirement. However, about 40 percent of workers will have to quit their jobs earlier than expected because of a disability....