Medicaid Spend Down: A Means to Eligibility

Since the 1960s, Medicaid has offered health coverage for low-income individuals across the U.S. For millions of seniors, it provides financial assistance to help cover long-term care costs. Today, this federal-state program extends to other eligible groups with...

What To Know Before Beginning Special Needs Planning

Every parent wants to make sure their children are protected and cared for in the future. Children with disabilities face additional challenges in ensuring they have everything they need to have a safe and happy life. Consider protecting your child’s government...

Effective Retirement Planning Considers Costs of Long-Term Care

It can be easy to underestimate the amount of money we will need for health care and long-term care after we retire. Not knowing exactly what care we will need and with the costs of all types of care rising, it is nearly impossible to know exactly how much to save and...

Protecting Your Parents’ Assets From Nursing Home Costs

The aging U.S. population means that more people will likely need nursing home care in the coming decades. Meanwhile, the cost of nursing home care is increasing — and expected to keep increasing. With the exorbitant cost of nursing home care, many families worry...