Is an Independent Living Facility Right for Me?

Housing options and the associated costs are among the top priorities for many seniors. Today, the housing market is unpredictable, while many seniors currently living independently may also have concerns about continuing their lifestyles. Moving to an independent...

Medicaid & Long-Term Care: How Does Medicaid Treat Income?

Nursing home residents on Medicaid generally must pay all their income, minus certain deductions, to the nursing home. These deductions include the following: a monthly personal needs allowance (this amount varies by state, currently ranging anywhere from $30 to more...

How Much Money Can You Have and Still Qualify for Medicaid?

In order to be eligible for Medicaid benefits a nursing home resident may have no more than $2,000 in “countable” assets (the figure may be somewhat higher in some states). Note that Medicaid is a state-run program, so the rules are somewhat different in...

What Is Medicaid?

Medicaid (called “KanCare” in Kansas, “MO HealthNet” in Missouri, “Medi-Cal” in California, “MassHealth” in Massachusetts, and “TennCare” in Tennessee….to name a few) is a joint federal-state program...