Prior Authorization: Why Is It Holding Up My Medical Care?

You may be in need of a medical procedure, such an MRI, or are due to refill a certain prescription medication. And yet you may find yourself having to wait until your insurer approves coverage for it before you can move forward. At a minimum, this process, known as...

Probate v. Non-Probate: What Is the Difference?

When planning your estate it is important to understand the difference between probate and non-probate assets. What Is Probate? Probate is the process through which a court determines how to distribute your property after you die. Some assets are distributed to heirs...

What Makes a Will Valid?

Movies, television, and books like to present wills in dramatic ways–handwritten notes, videos, deathbed utterances–but what actually makes a will valid? The law varies depending on what state you live in, but there are some basic rules. The legal...

What Happens If You Die Without a Will?

Last Will and Testaments determine who gets an individual’s assets upon death. Generally, people can use wills to pass their estate to whomever they wish. Although state laws impose some restrictions, such as preventing married people from disinheriting their spouses...