Should You Prepare a Medicaid Application Yourself?

Medicaid is the single largest health care provider in the United States, covering more than 75 million individuals, including 7.2 million seniors. The program is also Americans’ primary source of long-term care coverage. Jointly financed by the federal government and...

Medicaid Spend Down: Paying for More Than Just Medical Bills

Since the 1960s, Medicaid has provided health care coverage for low-income people across the United States. For millions of seniors, Medicaid offers financial assistance, helping them to cover the cost of long-term care services. Today, this joint federal-state...

I am planning my estate. Should I use a Revocable Living Trust?

Whether a revocable living trust is right for you depends on various factors related to your personal situation and estate planning goals. Here are some considerations to help you determine if a revocable living trust might be beneficial: 1. Avoiding Probate If you...

New Social Security Website: Login.gov

A free and secure online account can be used to manage Social Security benefits. Account users can also check application status, request a replacement Social Security card, and view notices online. By 2022, more than 64 million people had a my Social Security...

Funding a Special Needs Trust With a Structured Settlement

If you win a personal injury lawsuit, you may receive your award in a lump sum or as a structured settlement. With a structured settlement, you will receive payments over time; you may opt for a substantial initial amount, with lesser succeeding payments to provide...