How to Apply for Social Security

The Social Security Administration (SSA) advises you to apply for retirement benefits three months before you want your benefits to begin. And even if you have no plans to receive retirement benefits, you should still sign-up for Medicare three months before age 65. ...

Caregiver Contracts: How to Pay a Family Member for Care

Although people are willing to voluntarily care for a parent or loved one without any promise of compensation, entering into a caregiver contract (also called personal service or personal care agreement) with a family member can have many benefits. It rewards the...

What Is a Trust?

A trust is a legal arrangement through which one person (or an institution, such as a bank or law firm), called a “trustee,” holds legal title to property for another person, called a “beneficiary.” The rules or instructions under which the...