Special Needs Planning for Blended Families

The modern family is no longer defined by the nuclear model. Today, blended families – where one or both partners bring children from previous relationships – are increasingly common. So-called “nontraditional” families, including blended families, now...

Leaving It to Chance: What Happens Without an Estate Plan?

Most people know they should have an estate plan, but many put it off, assuming it’s only necessary later in life or for those with significant assets. The truth is, estate planning is about much more than money. It’s about making sure your wishes are followed, your...

When Is the Right Time to Establish a Special Needs Trust?

Raising a child with special needs involves careful planning, not just for today, but for their entire lifetime. One of the most important tools families can use to protect their child’s future is a Special Needs Trust (SNT). But many parents ask: When is the right...

Why Your College-Aged Child Needs an Estate Plan

The short answer:Peace of Mind for Parents. Empowerment for Young Adults. As your child heads off to college, you’re likely checking off lists: dorm essentials, class schedules, student ID, maybe even a financial aid package. But there’s one more important checklist...

The Growing Challenge of Housing and Care Costs for Older Adults

After many years of handling daily tasks, such as bathing, dressing, and cooking, we tend to take for granted that we can do these tasks without help. However, as we age, many of us will need help with some of these tasks, as well as other daily activities. In fact,...

Can I Give My Kids $19,000 a Year and Apply for Medicaid?

If you have money to give your children, you certainly can, but you should be aware that you may face consequences should you apply for Medicaid long-term care coverage within five years after each gift. In 2025, you can give up to $19,000 to any one individual and...