Medicaid Applicants: Protecting Your Healthy Spouse in 2025

For millions of seniors nationwide, Medicaid provides a safety net for people who find themselves requiring long-term care. Most Americans aged 65 and older – roughly 70 percent – will need these kinds of services in their later years, according to research....

My spouse needs to move to a nursing home. What should I do?

Deciding to move a spouse into a nursing home is a significant and often emotional decision, but taking the right steps can make the process smoother for both of you. Here’s a general guide to help you navigate through this transition: Assess Your Spouse’s Needs...

End-of-Year Estate Planning

End-of-year is a good time to reflect on where you’ve been, where you are now, and on what lies ahead. One’s estate plan is, often, reflective of each of these states of life. If you have already completed your estate plan, this checklist provides items for review. If...

Financial Help for Parents of Children with Special Needs

If you are planning to be a parent or are thinking of having more children, the scenario of having a child with a disability has probably crossed your mind. Disabilities can form before birth or after birth as a result of accidents or illnesses. According to the U.S....

What Raising the Social Security Retirement Age Would Mean

In a new fiscal year 2025 budget, policymakers call for raising the Social Security retirement age. The proposal is the latest to target the largest program in the federal budget — and the largest income source for many retirees. It comes as the Social Security...

COLA Update: Social Security Benefits for 2025

The Social Security Administration (SSA) has officially released its annual cost-of-living adjustment (COLA) figures for 2025. These newly issued numbers will have an impact on monthly Social Security benefits payouts for retirees, as well as recipients of Social...