Who Gets Social Security Survivor Benefits?

When loved ones pass away, there are lots of considerations, including what happens to their Social Security. The decedent’s payments need to be stopped, but survivor benefits may be available to the spouse or, in certain cases, children. When a Social Security...

Activities of Daily Living (ADLs) and the Need for Care

Most long-term care involves assisting with basic personal needs rather than providing medical care. The long-term care community measures personal needs by looking at whether an individual requires help with basic activities. ADLs Meaning ADLs, or activities of daily...

The Role of Assisted Living Facility Staff

Seven out of 10 people will require assisted living care in their lifetime. In 1995, the National Center for Assisted Living created National Assisted Living Week to shed light on the critical role that assisted living communities play in many older adults’ lives....

Can Life Insurance Affect Your Medicaid Eligibility?

When applying for Medicaid many people often forget about life insurance. But depending on the type of life insurance and the value of the policy, it can count as an asset. This may affect your eligibility for Medicaid. What Is Medicaid? Am I Eligible? Medicaid is a...

Medicare Part D Enrollees May Pay Less for These 10 Drugs

Are you among the roughly 50 million seniors with a Medicare Part D prescription drug plan? You may end up paying less for certain medications come 2026 – and beyond. Negotiating Prescription Drug Costs The cost of brand-name prescription medications has increased...

3 Tips for Prepping for Medicare Annual Enrollment 2023

Medicare’s Annual Enrollment Period (AEP) is just around the corner. In just a little over a month, those of you who are looking to enroll in a Medicare plan will have a chance to do just that. If you want to make the most of AEP, preparing for the event is key....