Navigating Long-Term Care Medicaid When Relocating to a New State

In general, when one is in need of skilled care, it is best to apply for Medicaid as soon as possible, even if the person needing care is moving to a neighboring state. However, Medicaid eligibility and application processes can vary by state, and there might be waiting periods or other state-specific requirements to consider. Here are a few factors to keep in mind:

State-Specific Rules: Each state has its own Medicaid program with different eligibility rules, coverage, and benefits. It’s important to research the Medicaid program in the state to which you will be moving  and get an understanding of its application process.

Transitioning to the New State: If you are already receiving Medicaid in your current state, you might need to inform the current state Medicaid office about the move. The new state will likely require a new application. Sometimes the transition can take a little time, so applying early can prevent a gap in coverage.

Eligibility and Asset Limits: Medicaid has income and asset limits that could affect eligibility. Moving to a new state could change these limits, so it’s important to understand the new state’s requirements. If your financial situation might change during the move, it may impact your eligibility.

Wait Times: Medicaid applications can take several weeks or even months to process, and there may be a backlog depending on the state. It’s better to get started early to avoid any delays in care.

Nursing Home Care Approval: If you require immediate nursing home care, you should apply for Medicaid in the new state as soon as possible. Some facilities may accept private payment while waiting for Medicaid approval, but others may require approval upfront.

To get started, you can contact the Medicaid office in the state you will be moving to and ask about the application process, documentation needed, and the timing involved. You could also ask if there are any benefits to starting the application process before the move. Elder Law attorneys with experience in Medicaid can be of vital help. To find one in your state and city, visit NAELA.org.