If you have money to give your children, you certainly can, but you should be aware that you may face consequences should you apply for Medicaid long-term care coverage within five years after each gift. In 2025, you can give up to $19,000 to any one individual and...
A question we hear, quite often, from many who are traveling the roads of aging and disability is, “My spouse needs nursing home care. Will I need to sell my house to pay for his care?” The answer is, generally, no, but it depends. You generally do not...
Summer may be a season of sunshine and relaxation, but it’s also an ideal time to take care of important personal matters such as planning your estate. Whether you’re gathering with family, enjoying a slower pace, or simply taking stock of where things stand...
If you or a loved one are among the 71.6 million people receiving Social Security benefits, be careful of downloading email attachments. You could receive a dangerous email from hackers pretending to be the Social Security Administration (SSA), and the email looks...
In 2025, Americans born in 1960 are reaching age 65, a milestone that for decades has been associated with retirement. Many people still think of 65 as the age to claim full Social Security retirement benefits. But for those born in 1960 or later, full retirement age...
For many families living with autism, connection and communication can be among the greatest daily challenges. But what if the answer to building a bridge came not through words, but through a wagging tail and a pair of gentle eyes? A new documentary titled...
The SECURE Act 2.0, signed into law on December 29, 2022, builds upon the original SECURE Act of 2019 and introduces several important changes that affect special needs planning. With many provisions taking effect in 2023 and 2024, and others, like expanded ABLE...
In recent years, a heartwarming trend has emerged across the United States: senior adults adopting senior pets. These special connections are often life-changing — for both the pets and the people. Though puppies and kittens tend to get the spotlight at shelters,...
Caring for aging adults—especially those with chronic illnesses, disabilities, or dementia—is a growing, often undervalued responsibility. As the global population ages, understanding caregiver challenges and providing robust support systems has become a public health...
As most of us go through our daily routines, it is hard to imagine needing help with essential daily tasks. However, research shows that most Americans over age 65 will need daily help, in the form of long-term care, at some point. Long-term care (LTC) encompasses a...
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