Missouri’s Medicaid program, known as MO HealthNet, offers a range of Home- and Community-Based Services (HCBS) waivers that help individuals with disabilities receive care outside of institutional settings. These waivers are designed to give people the option to live...
Kansas offers a network of Medicaid Home- and Community-Based Services (HCBS) waivers designed to help individuals with disabilities live as independently as possible. Instead of requiring institutional care, these waivers make it possible for people to receive...
The recent disappearance of Nancy Guthrie from her home in Catalina Foothills, Arizona, has highlighted the difficult balancing act many families face: older adults’ strong desire to remain in their own homes and their adult children’s equally strong desire to keep...
If you’ve spent any time researching estate planning, you’ve probably heard one consistent message: “Avoid probate.” And yes – thoughtful estate planning can often help families minimize or avoid probate through tools like trusts, beneficiary designations, and...
On Thursday, March 5, 2026, the Office of the Inspector General for the Social Security Administration will lead the seventh annual National “Slam the Scam” Day — a nationwide effort to raise awareness about government imposter scams. This awareness day is part of...
When a loved one moves into a nursing home, assisted living community, or other long-term care setting, families want reassurance that their voice – and their loved one’s voice – will be heard. In both Kansas and Missouri, the Long-Term Care Ombudsman...
Long-term care insurance can provide necessary financial support when someone needs help with daily activities such as bathing, dressing, or eating, whether they live at home, in an assisted living facility, or in a nursing home. However, when the time comes to use...
Though many Americans have adequate retirement savings, many others plan to work longer – or feel they cannot stop working – simply to afford retirement. However, about 40 percent of workers will have to quit their jobs earlier than expected because of a disability....
As of the 2025 tax year, many older Americans may realize a new tax benefit thanks to a provision in the One Big Beautiful Bill Act. The law, signed in July 2025, created a new annual tax deduction of up to $6,000 for taxpayers age 65 and older. Though the deduction...
Estate planning is one of the most important steps you can take to protect yourself, your loved ones, and your legacy. Yet for many families, the process can feel overwhelming, emotional, or deceptively simple – leading them to delay planning or attempt a...
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