Should Aging Parents Live With Their Adult Children?

Aging in place (i.e. at home and outside of a senior living community such as a nursing home) continues to increase in popularity. However, what to do when you notice an older loved one having trouble living safely at home is an issue many families eventually face....

The ABLE Account in 2025

It looks like 2025 will be a crucial year for the disability community, offering a valuable chance to boost your savings through three key provisions of the Achieving a Better Life Experience (ABLE) Act. However, these provisions are set to expire at the end of this...

Medicaid in Missouri: MO HealthNet for Nursing Home Care

MO HealthNet can help individuals in Missouri nursing homes or long-term care facilities cover expenses for room and board, as well as essential medical and non-medical goods and services. Participants are required to use most of their income for these costs, with...

Navigating Long-Term Care Medicaid When Relocating to a New State

In general, when one is in need of skilled care, it is best to apply for Medicaid as soon as possible, even if the person needing care is moving to a neighboring state. However, Medicaid eligibility and application processes can vary by state, and there might be...

Medicaid Spend Down: A Means to Eligibility

Since the 1960s, Medicaid has offered health coverage for low-income individuals across the U.S. For millions of seniors, it provides financial assistance to help cover long-term care costs. Today, this federal-state program extends to other eligible groups with...

What To Know Before Beginning Special Needs Planning

Every parent wants to make sure their children are protected and cared for in the future. Children with disabilities face additional challenges in ensuring they have everything they need to have a safe and happy life. Consider protecting your child’s government...

Effective Retirement Planning Considers Costs of Long-Term Care

It can be easy to underestimate the amount of money we will need for health care and long-term care after we retire. Not knowing exactly what care we will need and with the costs of all types of care rising, it is nearly impossible to know exactly how much to save and...

Protecting Your Parents’ Assets From Nursing Home Costs

The aging U.S. population means that more people will likely need nursing home care in the coming decades. Meanwhile, the cost of nursing home care is increasing — and expected to keep increasing. With the exorbitant cost of nursing home care, many families worry...

What Is a Life Estate?

The phrase “life estate” is sometimes mentioned when discussing estate and Medicaid planning, but what does it mean? A life estate is a form of joint ownership that allows one person to remain in a house until their death when it passes to the other owner. Elder law...