Medicaid’s Benefits for Assisted Living Facility Residents

Assisted living facilities are a housing option for people who can still live, a bit, independently but who need some assistance. Costs can range from $2,000 to more than $6,000 a month, depending on location. Medicare won’t pay for this type of care, but Medicaid...

Step-Up in Basis and Why It Matters in Estate Planning

Recent news stories may have made you aware of the “step-up in basis” and the current administration’s desire to eliminate or adjust it. If you are considering engaging in estate planning or you may be inheriting assets, it is important to understand what the step-up...

Medicaid Redetermination: In One State, Many Didn’t Renew

Results of a recent survey led by the Department of Health and Human Services in Utah reveal that more than half of the state’s residents who lost their coverage during Medicaid’s “unwinding” process in 2023 did not attempt to resecure their benefits. What Is...

Key Elder Law Numbers for 2024: Annual Roundup

ElderLawAnswers.com has gathered 2024 updates for key elder law, estate, tax, and special needs planning figures. They are listed below. Be sure to bookmark this page for quick reference throughout the year! 2024 Medicaid Spousal Impoverishment Figures Community...

Getting Social Security Checks While Living Overseas

Many retirees look forward to traveling in their retirement. More and more are actually retiring overseas, in part as a way to stretch savings. But what happens to retirees’ federal benefits while they are out of the country? The short answer is that although...

Estate Planning: Should I Divide My Assets Equally?

Your heirs may not see eye to eye on family circumstances, particularly regarding inheriting your estate. Relationships can change and intensify when you die. Underlying issues can bubble to the surface, creating tensions over your estate and possibly tearing your...

Report: The Current and Future State of Estate Planning

Over the next two decades, experts foresee Baby Boomer households transferring more than $84 trillion in generational wealth. Amid challenging economic times, it is more important than ever to protect your assets for yourself and your loved ones. Without a...

Inheritance Conversations With Your Children

Not talking to your adult children about their inheritance comes at a cost. Do what you can to manage expectations for adult children as they forge their financial plans. Knowing their general inheritance situation can change their decision-making process and lead to...

Medicaid & Long-Term Care: A Match Made in Healthcare

Medicaid is a joint federal and state program in the United States that provides health coverage to eligible low-income individuals, including coverage for long-term care services for those who qualify. Long-term care encompasses a range of services and supports for...

“The Forgotten Middle”: Seniors Facing Housing, Care Crisis

Seniors who have an income above the Medicaid threshold but lack a high enough income to have substantial personal savings are considered “The Forgotten Middle.” These are elders who are more likely to struggle to afford long-term care that may become necessary as...