Aging in place (i.e. at home and outside of a senior living community such as a nursing home) continues to increase in popularity. However, what to do when you notice an older loved one having trouble living safely at home is an issue many families eventually face....

It looks like 2025 will be a crucial year for the disability community, offering a valuable chance to boost your savings through three key provisions of the Achieving a Better Life Experience (ABLE) Act. However, these provisions are set to expire at the end of this...

MO HealthNet can help individuals in Missouri nursing homes or long-term care facilities cover expenses for room and board, as well as essential medical and non-medical goods and services. Participants are required to use most of their income for these costs, with...

In general, when one is in need of skilled care, it is best to apply for Medicaid as soon as possible, even if the person needing care is moving to a neighboring state. However, Medicaid eligibility and application processes can vary by state, and there might be...

Since the 1960s, Medicaid has offered health coverage for low-income individuals across the U.S. For millions of seniors, it provides financial assistance to help cover long-term care costs. Today, this federal-state program extends to other eligible groups with...

Every parent wants to make sure their children are protected and cared for in the future. Children with disabilities face additional challenges in ensuring they have everything they need to have a safe and happy life. Consider protecting your child’s government...

It can be easy to underestimate the amount of money we will need for health care and long-term care after we retire. Not knowing exactly what care we will need and with the costs of all types of care rising, it is nearly impossible to know exactly how much to save and...

There are state-imposed limits on what an individual can have/own to become eligible to receive Medicaid benefits to pay for long-term care in a skilled nursing facility. Here are the details: Resource (or Asset) Limit: $2000 The maximum amount of assets/resources an...

The aging U.S. population means that more people will likely need nursing home care in the coming decades. Meanwhile, the cost of nursing home care is increasing — and expected to keep increasing. With the exorbitant cost of nursing home care, many families worry...

The phrase “life estate” is sometimes mentioned when discussing estate and Medicaid planning, but what does it mean? A life estate is a form of joint ownership that allows one person to remain in a house until their death when it passes to the other owner. Elder law...

Good news for individuals and families experiencing medical debit - including and especially family caregivers! According to the recent CFPB rule, medical debt will no longer appear on credit reports at all, meaning individuals & caregivers will not see any...

On January 2, 2025, President Biden signed into law the Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act. The legislation represents a significant step forward in supporting the needs of veterans, their families, and their...

All parents worry about their children's future, but when your child has an intellectual or developmental disability or a special healthcare need, those concerns often become more complex. You might find yourself asking: What kind of life will my child want to lead,...

Caregiving has become an essential public health issue as the U.S. population ages and chronic disease prevalence increases. Family caregivers provide indispensable support that allows individuals to remain in their homes and communities, but their contributions often...

Financing long-term care (LTC) in the United States is a complex issue that involves multiple sources of funding, including public programs, private insurance, and out-of-pocket expenditures. As the U.S. faces an aging population, the financial burden of LTC is...