In the ever-evolving landscape of health care, one critical challenge has been ensuring that Medicare recipients receive the coverage they need without undue financial burdens. A new legislative effort aims to address a particularly perplexing issue: the distinction...

As you get ready to turn 65, you may be inundated with information about Medicare. All this information is confusing, but it is important to do your research before choosing your plan. If you aren’t fully informed, you could end up making mistakes that will cost you...

If you are approaching retirement, you may worry about paying for medical expenses once you leave the workforce. The good news is the United States has a health insurance program for individuals 65 and older. The program is called Medicare. Read on to learn more about...

Thanks to a new rule recently finalized by the federal government, obtaining and renewing health care coverage under the Medicaid program is set to become easier for millions of Americans. What Is Medicaid? Medicaid provides people living on limited income with access...

If you are age 65 or older and living in the United States, you are part of a large and growing population segment. According to the 2020 Census, one in six Americans are over 65. In fact, the number of Americans over 65 grew nearly five times faster than the total...

Understanding the nation’s latest data on older adults can aid policymakers and advocates for those 65 and older in responding more effectively to this population’s unique needs, while also helping seniors and their families plan for the future. Each year, the...

Source: ElderLawAnswers.com, The Academy of Special Needs Planners Attendees of the April 2024 National Conference of the Academy of Special Needs Planners (ASNP), held in Austin, Texas, heard from experts in the special needs planning field on such diverse topics as...

Question: If children buy their parents out of a reverse mortgage, is that a transfer of an asset for less than fair market value, which would negatively affect Medicaid eligibility? In this instance the house could potentially sell for $600,000 to $700,000 on...

Neurodiversity is a concept and movement that recognizes and respects variations in human brain function and behavior as part of normal diversity. It emphasizes that neurological differences, such as those seen in conditions like autism, ADHD, dyslexia, and other...

For most people, receiving an inheritance is something to celebrate. However, for a nursing home resident on Medicaid, an inheritance may not be such welcome news. What Is Medicaid? Medicaid is a public assistance health insurance program for people who have limited...

Social Security was enacted in 1935 to provide some relief to America's destitute older citizens during the economic cataclysm known as the Great Depression. A direct descendant of that more limited effort, today's Social Security retirement program is in fact a group...

Question:  I'm on Medicaid and SSI. I'll be receiving a financial inheritance within the next year or less. Can I deposit my own inheritance in a Third-Party Special Needs Trust and spend it on myself? I really need to be able to keep my Medicaid and spend my...

Do you have a family member who is receiving some form of long-term care? If you don’t, the chances are good that someday you will – and that day may not be too far away. As the U.S. population ages and life expectancies increase, the need for long-term care is...

You may have seen the Medicare tax listed on your paycheck stubs or on your income tax return filings and wondered what it is. To learn more about what it is and what it pays for, continue reading. What is Medicare Tax? Medicare is a federal public benefits program...

More and more states are switching to a managed care model when dealing with Medicaid long-term care patients, a change that has resulted in a loss of services in some cases. Many states use managed care to deliver care to their regular Medicaid populations, but until...