If you need a medical procedure, you may have to hold off on treatment until you have received approval from your health insurance plan. In many cases, Medicare Advantage and other plans have been denying their patients certain services despite doctors’ orders. (In...

Deciding to end a marriage as an older adult is increasingly common. If your marriage ended later in life, you could be part of the “gray” divorce trend. AARP reports that Baby Boomers, those born between 1946 and 1964, are the generation with the highest divorce...

Question: My mother is a 91-year-old widow and currently lives alone in her home. She has decided she doesn't want to be alone anymore. She wants to sell her home to my brother and use those funds as a down payment for a home that is large enough for me and her to...

Question: My father-in-law is 91 years old, has dementia, and is diabetic. Due to his health care needs, his wife (my husband's stepmother) can no longer take care of him and wants my husband and his brother help care for him until a suitable care facility is found....

In recent years, researchers have been finding potential links between feelings of loneliness and negative health outcomes. Feeling lonely may put you at greater risk of premature death, serious health problems, and higher suicide rates. For many, the COVID-19...

Medicaid is a joint federal and state program in the United States that provides health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. While Medicaid primarily serves as...

Medicaid is a public assistance program that provides millions of individuals nationwide with health care coverage. For certain qualifying Medicaid recipients, the program also covers nursing home care. To be eligible for Medicaid, you typically must meet a certain...

Amid recent reports from such news outlets as The New York Times and Associated Press about the negative impact of Medicaid estate recovery on families, the idea of ending this practice altogether has resurfaced. First, What Is Medicaid? Medicaid is a public...

You may not foresee ever needing assistance with your day-to-day life. However, research shows that seven in 10 adults aged 65 and older will require long-term care at some point in their later years. Meanwhile, the U.S. population continues to age rapidly. Americans...

For seniors and their caregivers, having a plan in place should an emergency strike can provide some peace of mind in a turbulent world. A crisis, such as illness, trauma, natural disaster, or any other unexpected adverse event, may one day require you to act quickly...

Medicare is the federal health insurance program for older adults and people with disabilities, including certain chronic conditions. According to the Center for Medicare Advocacy, more than 65 million individuals participate in the program. Disability and Medicare...

As individuals age, Social Security benefits can become an essential source of income. Here's how Social Security benefits typically work as people age: Early Retirement: Individuals can begin receiving Social Security retirement benefits as early as age 62, although...

Elder law encompasses a wide range of legal matters that affect older individuals. Attorneys who practice elder law advocate for seniors and execute legal plans to assist them in living better lives. Their expertise may encompass estate planning, as well as planning...

Many seniors may need the services of a nursing home or at-home care at some point in their lives. You might assume that government assistance or health insurance will step in and cover the cost if you can't afford these services. Unfortunately, neither health...

Research by the American College of Financial Services sheds light on the need for improvements in retirement financial literacy. The 2023 Retirement Income Literacy Study revealed that most adults ages 50 to 75 lack knowledge about retirement income. With this lack...