How to Deal With Student Loan Debt as You Age
The number of older Americans with student loan debt – either theirs or someone else’s — is growing. Sadly, learning how to deal with this debt is now a fact of life for many seniors heading into retirement.
Using a Donor-Advised Fund May Be a Way to Get a Charitable Tax Break Under the New Tax Law
Donor-advised funds are a growing trend in giving that may get more popular due to the new tax law.
A Tax Break to Help Working Caregivers Pay for Day Care
Paying for day care is one of the biggest expenses faced by working adults with young children, a dependent parent, or a child with a disability, but there is a tax credit available to help working caregivers defray the costs of day care.
Supplemental Security Income (SSI)
SSI is the basic federal safety net program for the elderly, blind and disabled, providing them with a minimum guaranteed income.
What a Good Long-Term Care Insurance Policy Should Include
As long-term care costs continue to rise, long-term care insurance can help cover expenses, but long-term care insurance contracts are notoriously confusing. How do you figure out what is right for you?
Paying Retirement Benefits to Trusts
https://www.naela.org/NewsJournalOnline/OnlineNewsArticles/OnlineJune2018/PayingRetirement.aspx
Protecting Your House After You Move Into a Nursing Home
While you generally do not have to sell your home in order to qualify for Medicaid coverage of nursing home care, it is possible the state can file a claim against your house after you die, so you may want to take steps to protect your house.
How Parents Can Provide for a Caregiver Child
Taking care of a parent can be a full-time job. Parents who want to compensate a child who takes on the burden of caregiving may do so in one of several ways.
Getting Paid as a Family Caregiver Through Medicaid
Caring for an ailing family member is difficult work, but it doesn’t necessarily have to be unpaid work. There are programs available that allow Medicaid recipients to hire family members as caregivers.
Report Ranks States on Nursing Home Quality and Shows Families' Conflicted Views
A new report that combines nursing home quality data with a survey of family members ranks the best and worst states for care and paints a picture of how Americans view nursing homes.
What Is an ABLE Account? An Introduction
These tax-free savings accounts, which allow many people with disabilities or their families to save while remaining on government assistance, can make a big difference to families with special needs children.
Bipartisan Bill Gives Explicit Right to Care in the Community Rather than an Institution
People with disabilities would have an explicit legal right to receive services in the community rather than in an institution under new legislation backed by a bipartisan group of senators and representatives.
Am I Legally Required to Support My Adult Child with Disabilities? Maybe.
The New York Times Magazine’s weekly The Ethicist column recently explored a difficult question that may challenge many parents of adult children with special needs.
SSA Proposes to End the Option to Appeal a Benefits Denial in Person
The Social Security Administration is seeking to conduct essentially all appeals for people denied disability benefits via video conference, despite concerns from advocates that many claimants will not be able to participate by video.
Feds Release 2019 Guidelines Used to Protect the Spouses of Medicaid Applicants
The federal government has released the 2019 federal guidelines for how much money the spouses of Medicaid recipients may keep, as well as related Medicaid figures..