The Basics of Estate Administration
Estate administration is the process of managing and distributing a person’s property (the “estate”) after death. If the person had a will, the will goes through probate, which is the process by which the deceased person's property is passed to his or her heirs and...
Powers of Attorney Come in Different Flavors
A power of attorney is a very important estate planning tool, but in fact there are several different kinds of powers of attorney that can be used for different purposes. Before executing this crucial document, it is important to understand what your options are. A...
Can a Nursing Home Hold Friends or Family Members Responsible For a Resident’s Care?
If your loved one is entering a nursing home, you may worry whether you could be liable for their care. Under federal law, a facility cannot require a family member or friend to co-sign an admission agreement and take on personal liability. However, some nursing homes...
When Are Children Eligible for Social Security Benefits?
A child may be eligible for Social Security benefits when at least one parent qualifies for Social Security retirement, disability, or death benefits. Children receive these benefits based on their parent's work records. In 2021, the Social Security Administration...
IRS Update: How Changes to Portability of the Estate Tax Exemption May Impact You
On July 8, 2022, the Internal Revenue Service issued new guidance that allows a deceased person’s estate to elect “portability” of their unused gift and estate tax exemption for up to five years after their death. So, if your spouse passed away less than five years...
The Ins and Outs of Estate Sales
Following the death of a family member, you may find yourself needing to sort through many possessions accumulated over the deceased’s lifetime. An estate sale is one way to distribute those items that you do not want or need quickly and efficiently. While selling...
What Are the Best Ways to Get Out of Debt Before You Retire?
Retirement is an expensive affair, and planning for it involves managing finances even after you have left the workforce. It is commonly estimated that you should have about 70 percent to 90 percent of your pre-retirement income to maintain the same living standard...
Do I Need a Professional Patient Advocate?
Individuals experiencing illnesses can benefit from having someone attend appointments with them and support their best interests. Often, close friends or family take on this role. Professional patient advocates, however, can step in when friends or family cannot be...
Legal vs. Illegal Nursing Home Evictions: What You Should Know
Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal law covers all federally funded nursing home residents, nursing home...
Elder Law Question: I’m Thinking About Entering into a Contract for Deed With Someone Who May Go to a Nursing Home. Should I Reconsider?
Yes. If the gentleman qualifies for Medicaid coverage, his interest in the property might be subject to Medicaid’s estate recovery claim upon his death. We would recommend consulting with a local elder law attorney to make sure the transaction is structured in a way...
Heading Off to College? Don’t Forget Your Estate Plan!
Summer can be a fun and relaxing time, but for those heading off to college for the first time, there is much planning to be done. Dorm room essentials, possibly a new, more mature wardrobe, a car, registering for classes, vaccinations, & more can keep a new...
Attention Medicare Shoppers: It Pays to Be Smart When Buying a Medigap Insurance Policy
Medigap is Medicare Supplement Insurance that helps fill "gaps" in original Medicare (Parts A and B) and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement...
At-Home COVID Tests, Accessible for People Who Are Blind or Have Low Vision, Now Available
For Americans who are blind or have other visual impairments, reading the instructions or deciphering the results of a traditional at-home COVID-19 rapid test can prove difficult, if not impossible. Tests designed to be more accessible to people with these...
CMS Issues Updated Guidance Intended to Improve Quality of Nursing Home Care
Today, more than 1.4 million individuals live in Medicare- and Medicaid-certified nursing homes across the United States. As part of an effort seeking to improve the health and safety of nursing home residents nationwide, the Centers for Medicare and Medicaid Services...
Keeping Your Emergency Contacts and Medical Information Updated for First Responders
If medical personnel are able to access your medical history during an emergency, it could mean the difference between life and death. But if, for example, you are injured, in shock, suffering from dementia, or are otherwise incapacitated, you may not be able to...