How the $1.9 Trillion COVID-19 Relief Bill Aids Seniors
President Biden has signed the latest COVID-19 relief bill, which in addition to authorizing stimulus checks, funding vaccine distribution, and extending unemployment benefits, also provides assistance to seniors in a number of ways. The $1.9 trillion American Rescue...
Centers for Medicare & Medicaid Services Ease Recommended Restrictions on Nursing Home Visits
The Centers for Medicare and Medicaid Services (CMS) has issued new guidance on whether families can visit loved ones in nursing homes. The guidance allows indoor visitation even when the resident has not been vaccinated. The coronavirus pandemic has hit long-term...
Mother’s Transfer of House to Son Who Worked Outside the Home Qualifies for Caretaker Child Exemption
A New Jersey appeals court holds that a Medicaid applicant’s transfer of her interest in her house to her son qualifies for the caretaker child exemption even though the son worked outside the home and hired aides to help care for his mother. A.M. v. Monmouth County...
People with Disabilities are Still Being Largely Ignored in State Covid-19 Vaccine Priority Lists
People with developmental disabilities are more than three times more likely than their peers to die from Covid-19. Despite this, most states have prioritized health care workers and people in nursing homes in their initial Covid vaccine rollouts, bypassing numerous...
The Film ‘I Care a Lot’ Highlights Vulnerabilities in the Guardianship System
Netflix’s popular new movie, I Care a Lot, may be far-fetched in a lot of ways, but it does highlight some real weaknesses in the guardianship system that make it possible for an unscrupulous guardian to take control of an elderly person’s life and bleed their...
Using Medicaid to Pay For Nursing Home Care
For better or for worse, Medicaid is the primary method of paying for nursing home care in the United States. But navigating the Medicaid system is complicated and confusing. Here are the basics. Medicaid (sometimes called by other names, such as "Kancare" in Kansas,...
Activities of Daily Living Measure the Need for Long-Term Care Assistance
Most long-term care involves assisting with basic personal needs rather than providing medical care. The long-term care community measures personal needs by looking at whether an individual requires help with six basic activities that most people do every day without...
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Medicaid Planning: Updated Spousal Impoverishment Amounts for Kansas & Missouri
Kansas Pdf SEL-Kansas-Desk-Reference-2021 Missouri Pdf SEL-Missouri-Desk-Reference-2021
Closing of Social Security Offices Has Triggered a Sharp Drop-Off in New SSI Recipients
At the start of the Covid-19 pandemic, the Social Security Administration (SSA) closed all 1,200 of its field offices to in-person appointments, as well as suspended numerous other services. One distressing result is that the number of new Supplemental Security...
Using Estate Planning to Prepare for Medicaid
Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations. Long-term care can be very expensive, especially...
What You Can’t Do With a Will
While a will is one of the most important estate planning documents you can have, there are things that it won’t cover. A will is just one part of a comprehensive estate plan. A will is a legally-binding statement directing who will receive your property at your...
Retaining Life Estate in House Placed in ‘Nominee Trust’ Does Not Make House Countable Asset
Massachusetts’ highest court holds that a Medicaid applicant retaining a life estate in a house placed in a “nominee trust” does not make the house a countable asset for Medicaid eligibility purposes. Guilfoil v. Secretary of the Executive Office of Health and Human...
Industry Group Reports 2021 Premiums for New Long-Term Care Insurance Policies
Prices of new long-term care insurance policies for 2021 have have been posted in the annual report from the American Association for Long-Term Care Insurance, an industry group. The price increases appy to new, not current policies. Comparing the 2021 prices with...
Estate Planning Question: As Their Agent Under a POA, Can I Continue My Parents’ Usual Gifting of Money to Family?
This is something of a gray area. Any gift is a transfer of assets that must be reported on an application for Medicaid benefits and can cause a period of ineligibility. If the gifts you’re describing are small, they would cause only a few weeks of ineligibility. This...