Pandemic Prompts Expansion of Online Grocery Options for SNAP Recipients
Shopping online has become a literal lifeline during the COVID-19 pandemic for many at-risk individuals. But for millions of people on the Supplemental Nutrition Assistance Program (SNAP) who are currently unable to enter grocery stores, online shopping is not an...
Seniors and Adults with Special Needs Who Are Claimed as Dependents Will Not Get Coronavirus Relief Payment
Not everyone will get the relief payment the federal government is sending to help Americans through the economic hard times triggered by the coronavirus pandemic. Among those left out are seniors and adults with special needs who are claimed as dependents. The...
How the SECURE Act Has Changed Retirement Account Transfers and Special Needs Planning
Speaking at the 2020 ASNP Annual Meeting, ASNP member Melanie Marmion discussed how the SECURE Act’s new rules regarding retirement accounts are “a game changer” for special needs planning. In her presentation, “SECURE Act and Special Needs Planning: The Latest...
Pandemic Relief: Retirement Account Owners Do Not Have to Take Required Distributions in 2020
Retirement account owners, many of whose retirement balances have been pummeled by a stock market drop due to the coronavirus pandemic, do not have to take mandatory withdrawals this year. Federal law requires individuals who were age 70 1/2 before the end of 2019 to...
Yes, You Can Receive Unemployment and Social Security at the Same Time
The COVID-19 pandemic has sent unemployment to its highest levels since the Great Depression, and older workers have been particularly hard hit, with one in five over age 55 now out of work, according to one estimate. Many people continue to work beyond retirement...
Seniors Affected by the Coronavirus Pandemic Have More Time to Apply for Medicare or Change Plans
The closure of Social Security offices has caused problems and worries for recently unemployed seniors who need to apply for Medicare after losing their employer coverage. In response, the federal government has announced that seniors affected by the crisis have...
Payday Loan Use Expected to Spike Among SSI Beneficiaries as Economic Downturn Continues
Written By: Andy Jones As the economic devastation from the coronavirus pandemic continues to mount, new research suggests that many Supplemental Security Income (SSI) recipients will turn to payday loans to meet basic living expenses, much to the distress of consumer...
Enhancing the Trust Beneficiary’s Quality of Life
An esteemed panel made the case for special needs planning that goes beyond standard approaches in a 2020 ASNP Annual Meeting session, “Advanced Strategies for Enhancing Person with Disabilities’ Quality of Life.” The father-son duo of ASNP Advisory Board...
Coronavirus Relief Funds Paid to Deceased Americans Must Be Returned
The federal coronavirus relief bill has sent direct emergency payments to some 150 million Americans in the wake of the pandemic. Among the recipients are possibly millions of deceased individuals, raising questions about what their survivors should do with the money....
SSA Suspends Eligibility Reviews and Other Standard Procedures
Written By: Andy Jones Due to the COVID-19 pandemic, the Social Security Administration (SSA) has scaled back its normal operations, and this means that eligibility reviews and other standard procedures for Social Security Disability Insurance (SSDI) and Supplemental...
A Letter of Instruction Can Spare Your Heirs Great Stress
While it is important to have an updated estate plan, there is a lot of information that your heirs should know that doesn't necessarily fit into a will, trust or other components of an estate plan. The solution is a letter of instruction, which can provide your heirs...
Three Changes You May Want to Make to Your Estate Plan Now Due to the Pandemic
Whether you have already completed your estate plans or are called to do so now, the current COVID-19 pandemic is surely making all of us think about our own health, the health of our loved ones, and our ability to survive as we wish. For all of us, the language used...
States Cannot Terminate Medicaid Benefits During the Coronavirus Pandemic
A provision in one of the coronavirus relief packages signed into law prevents states from terminating Medicaid benefits during the pandemic. The Families First Coronavirus Response Act (“CV Response Act”), signed into law on March 18, 2020, prevents states from...
An Overlooked Frontline in the Coronavirus Fight: Group Homes for People with Disabilities
Written By: Lelia Wardwell Mander While the COVID-19 pandemic is hitting nursing homes hard, it is also posing enormous challenges to group homes for developmentally disabled people. Although many of these are neighborhood homes that are much smaller than large...
Executive Order Allows Seniors to Now Opt Out of Medicare
During President Obama’s administration, three retired federal employees – among them former Republican House Majority Leader Dick Armey -- sued the federal government because they wanted to drop their Medicare Part A coverage without losing Social Security benefits....