An Overlooked Frontline in the Coronavirus Fight: Group Homes for People with Disabilities
Written By: Lelia Wardwell Mander While the COVID-19 pandemic is hitting nursing homes hard, it is also posing enormous challenges to group homes for developmentally disabled people. Although many of these are neighborhood homes that are much smaller than large...
Executive Order Allows Seniors to Now Opt Out of Medicare
During President Obama’s administration, three retired federal employees – among them former Republican House Majority Leader Dick Armey -- sued the federal government because they wanted to drop their Medicare Part A coverage without losing Social Security benefits....
Advance (Medical) Directive & Covid-19
The world is not the same as it was just two short months ago. Covid-19 is leaving a deadly footprint. It’s probably not comfortable to talk about end-of-life with your loved ones, especially during this Covid-19 tragedy, but it is best to do so. When decisions about...
What to Do and Not Do with Your Estate Planning Documents
Creating and executing estate planning documents is just the first step. Once you have completed the documents, you need to know what to do with them. All estate plans should include, at minimum, two important planning instruments: a durable power of attorney and...
Avoid Disagreements Between Your Power of Attorney Holder and Health Care Proxy
A durable power of attorney and a health care proxy are two very important estate planning documents. Both allow other people to make decisions for you in the event you are incapacitated. Because the individuals chosen will have to coordinate your care, it is...
Should Seniors Who Lose Their Job During the Coronavirus Pandemic Claim Social Security Benefits Early?
In the wake of the coronavirus pandemic, unemployment is skyrocketing. Seniors who lose their jobs may be tempted to claim Social Security benefits early, but should they, given the resulting reduction in future benefits? The answer depends on your situation, but you...
Should You Bring Your Parent Home from the Nursing Home During the Coronavirus Pandemic?
With the coronavirus pandemic hitting nursing homes and assisted living facilities especially hard, families are wondering whether they should bring their parents or other loved ones home. It is a tough decision with no easy answers. The number of coronavirus cases in...
Where’s My Coronavirus Relief Payment? Well, It Depends.
The centerpiece of the $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law March 27, 2020, is its one-time $1,200 payments to millions of eligible individuals. When can you expect your payment and how much will it be? The answer to...
Caregivers May be Eligible for Paid Sick Leave Under Coronavirus Response Act
Written By: Andy Jones The U.S. Department of Labor (DOL) has issued regulations clarifying that people who have to take time off work to care for family members with disabilities may be eligible for the new paid sick leave protections enacted by Congress in the wake...
Completely Out of Limbo: SSI Beneficiaries to Receive Relief Checks Automatically
Written By: Andy Jones The U.S. Department of the Treasury has announced that Supplemental Security Income (SSI) recipients will have the $1,200 emergency COVID-19 relief checks automatically deposited in their bank accounts just as they would normally receive their...
The Coronavirus Pandemic Presents Ample Reasons to Reevaluate Your Estate Plan
The coronavirus health emergency is a reminder that life is unpredictable, and it makes sense to be prepared. It may sound self-serving, but the threats to life and finances posed posed by the pandemic offer ample reason to reevaluate your estate plan -- or create one...
How Your Stimulus Check Affects Medicaid Eligibility
The coronavirus relief bill includes a direct payment to most Americans, but this has Medicaid recipients wondering how the payment will affect them. Because the payment is not income, it should not count against a Medicaid recipient’s eligibility. The Coronavirus...
SSI Beneficiaries Still in Limbo After Latest IRS Stimulus Check Guidance
Written By: Andy Jones In a reversal, the federal government has clarified that recipients of Social Security Disability Insurance (SSDI) will not be required to file tax returns to receive stimulus checks as part of the $2.2 trillion stimulus bill, signed into law by...
Can the Beneficiary of a Special Needs Trust Change the Trustee?
The beneficiary of a special needs trust can never control or access trust funds – that is the job of the trustee. A common fear among beneficiaries or their families is that the trustee may not do what’s in the beneficiary’s best interests and that, if this happens,...
How Does the Coronavirus Relief Bill Affect Seniors?
The $2 trillion economic relief package that Congress passed to help Americans deal with the devastating financial impact of the coronavirus pandemic contains some provisions that affect seniors. In addition to authorizing direct payments to most Americans, including...