Home Care Costs Rise Sharply in Annual Long-Term Care Cost Survey

When it comes to long-term care costs, the charges for home care are now rising faster than those for nursing home care, according to Genworth’s 2019 Cost of Care survey. In the past year, the median annual cost for home health aides rose 4.55 percent to...

Making Year-End Gifts to Special Needs Family Members

Written By: Lelia Wardell Mander The end of the year is approaching and the holidays will soon be in full swing, a time when many people are getting ready to make gifts to their family members. Not only is this a great way to show love and support to relatives, but it...

The Basics of Estate Planning

Written By: Attorney Ryan D. Foley Estate planning can be confusing, convoluted, and overwhelming. Confronting mortality is often uncomfortable, and many people put it off for far too long. This can end up causing a multitude of problems, but not for the person who...

Can Medicaid Recover Benefits From a Life Estate?

The answer depends on state law, so you’ll have to consult with an elder law attorney in your state. While the federal government requires all state Medicaid programs to seek recovery of their expenses from the estates of deceased beneficiaries – usually from their...

Five Tips for Starting Retirement Planning in Your 50s

Written By: Rick Pendykoski When it comes to retirement planning, many Americans find themselves underprepared. A majority of baby boomers (born between 1946 and 1964) and Generation X’ers (born between 1965 and 1978) often end up without retirement savings or don’t...

Five Estate Planning Myths

There are lots of misconceptions about estate planning, and any one of them can result in costly mistakes. Understanding who needs an estate plan and what it should cover is key to creating a plan that is right for you. A properly crafted estate plan allows you, while...

Will My Grandmother’s Annuity Affect Her Medicaid Eligibility?

Yes, an annuity is like any other investment asset and must be liquidated and spent down before Medicaid will pick up the cost of your mother’s care. It may feel like the nursing home is “taking” the annuity, since it will likely be spent paying for your grandmother’s...