Medicaid In the News: State Wrongly Required Medicaid Applicant to Provide Information that Didn’t Exist to Verify Assets
A New Jersey appeals court holds that the state wrongly required a Medicaid applicant to produce information that did not exist to verify her assets and that the state should not have denied benefits for that reason. L.A. v. Division of Medical Assistance and Health...
Providing for Your Pet with a Trust
Beezer the cat can be a member of the family, but what happens to Beezer or [insert your pet's name] after you are gone? How can you ensure your pet will be cared for? One option is to create a pet trust. While you can give directions in your will to leave your pet to...
Why Plan Your Estate?
The knowledge that we will eventually die is one of the things that seems to distinguish humans from other living beings. At the same time, no one likes to dwell on the prospect of his or her own death. But if you postpone planning for your demise until it is too...
What Is a Trust Protector and When Might You Need One?
Trust protectors -- long popular in offshore trusts set up by high rollers -- are growing more common in trusts established here in the U.S. by less affluent folks. A trust protector is someone who is appointed to watch over a trust that will be in effect for a long...
Medicare Beneficiaries Need to Know the Difference Between a Wellness Visit and a Physical
Medicare covers preventative care services, including an annual wellness visit. But confusing a wellness visit with a physical could be very costly. As part of the Affordable Care Act, Medicare beneficiaries receive a free annual wellness visit. At this visit, your...
A Dad Story
The power of believing in someone. I made a new friend yesterday who said something very touching about how I obviously loved and respected my father. Well, this struck a chord with me and I felt my eyes begin to well and I needed to clear my throat and blink a few...
How Beneficiary Designations and Joint Tenancy Can Thwart One’s Well-Drafted Estate Plan
By: Kristen M. Armstrong, Attorney I am frequently asked to present on probate avoidance techniques, in addition to meeting with seniors who have questions about how to best avoid probate. When I ask a room full of seniors who wants to avoid probate nearly everyone’s...
How Does the Medicaid Look-Back Period Work?
One area that causes a lot of confusion with regard to Medicaid is the look-back period. Medicaid, unlike Medicare, is a means-based program, which means that you are only eligible for it if you have very few assets. The government does not want you to transfer all...
A Tax Break to Help Working Caregivers Pay for Day Care
Paying for day care is one of the biggest expenses faced by working adults with young children, a dependent parent, or a child with a disability, but there is a tax credit available to help working caregivers defray the costs of day care (called "adult day care" in...
Estate Planning Question: Will My Advance Directive Work in Another State?
Making sure your end-of-life wishes are followed no matter where you happen to be is important. If you move to a different state or split your time between one or more states, you should make sure your advance directive is valid in all the states you frequent. An...
Legislative News: Congress Takes Aim at Ending Subminimum Wages for Workers with Disabilities
More than 420,000 people with disabilities nationwide are being paid less than the federal minimum wage of $7.25 per hour, according to the Department of Labor (DOL). Some of these workers have been performing the same routine tasks for decades, earning less than $1...
Electronic Wills – No Longer a Thing of the Future
At their 128th annual meeting, the Uniform Law Commission passed several acts. Of particular note is the Uniform Electronic Wills Act which permits testators to execute an electronic will and allows probate courts to give electronic wills legal effect. Most documents...
Study Finds Big Health Benefits When SSDI Recipients Have Ready Access to Medigap Coverage
One of the great benefits of gaining eligibility for Social Security Disability Insurance (SSDI) is that beneficiaries also become eligible for Medicare after two years, even though they are under age 65. However, Medicare plans A and B cover only a portion of...
Estate Planning Question: Can I Challenge My Mom’s New Trust Based on Undue Influence?
You can certainly challenge the new estate plan. The question is whether it is easier to do it now or after your mother’s death. To do it now, you would probably need to seek a conservatorship over your mother. This would likely be very expensive, but it would help...
Push for Medicaid Work Requirements Encounters Headwinds
Efforts by the federal government and some states to require certain Medicaid beneficiaries to work in order to maintain eligibility for benefits has run into a series of obstacles, both in the courts and in state legislatures. The push began in January 2018, when the...